:root{--bg:#f5f7f9;--surface:#fff;--surface-soft:#f8fafc;--text:#17202a;--muted:#5d6875;--line:#dfe5eb;--primary:#165d9c;--primary-dark:#0f466f;--accent:#eaf4fd;--success:#17633a;--warning:#7a4b00;--danger:#8f2d2d;--radius:14px;--shadow:0 8px 30px #17202a12;color:var(--text);background:var(--bg);font-synthesis:none;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth}body{background:var(--bg);min-width:320px;color:var(--text);margin:0;line-height:1.6}a{color:var(--primary-dark);text-underline-offset:.18em}a:hover{color:var(--primary)}img,svg{max-width:100%;height:auto}button,input{font:inherit}.container{width:min(1120px,100% - 32px);margin-inline:auto}.skip-link{z-index:100;color:#fff;background:#111;border-radius:8px;padding:10px 14px;position:fixed;top:-60px;left:16px}.skip-link:focus{top:16px}.site-header{z-index:20;border-bottom:1px solid var(--line);backdrop-filter:blur(10px);background:#fffffff5;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:20px;min-height:70px;display:flex}.brand{color:var(--text);letter-spacing:-.02em;align-items:center;gap:10px;font-weight:800;text-decoration:none;display:inline-flex}.brand-mark{background:var(--primary);color:#fff;border-radius:9px;place-items:center;width:36px;height:36px;font-size:.83rem;display:grid}.brand small{color:var(--muted);font-size:.68rem;font-weight:500}.site-header nav{gap:6px;display:none}.site-header nav a{color:var(--muted);border-radius:8px;padding:8px 10px;font-size:.94rem;font-weight:600;text-decoration:none}.site-header nav a:hover,.site-header nav a.active{background:var(--accent);color:var(--primary-dark)}.hero{border-bottom:1px solid var(--line);background:linear-gradient(#fff 0%,#f4f8fc 100%);padding:52px 0 44px}.hero-grid{align-items:center;gap:30px;display:grid}.hero h1{letter-spacing:-.045em;max-width:760px;margin:0 0 14px;font-size:clamp(2rem,7vw,3.55rem);line-height:1.05}.hero p{max-width:720px;color:var(--muted);margin:0 0 26px;font-size:1.08rem}.kicker,.eyebrow{color:var(--primary);text-transform:uppercase;letter-spacing:.09em;margin-bottom:8px;font-size:.74rem;font-weight:800}.trust-points{color:var(--muted);flex-wrap:wrap;gap:10px 16px;margin-top:22px;font-size:.9rem;display:flex}.trust-points span:before{content:"✓";color:var(--success);margin-right:6px;font-weight:800}.search-box{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);max-width:790px;padding:18px}.search-box label{margin-bottom:9px;font-weight:800;display:block}.search-row{grid-template-columns:1fr;gap:10px;display:grid}.search-row input{width:100%;color:var(--text);background:#fff;border:1px solid #bcc8d3;border-radius:10px;min-height:50px;padding:13px 14px}.search-row input:focus{border-color:var(--primary);outline:3px solid #165d9c2e}.search-row button{background:var(--primary);color:#fff;cursor:pointer;border:0;border-radius:10px;min-height:50px;padding:12px 20px;font-weight:800}.search-row button:hover{background:var(--primary-dark)}.search-box.compact{max-width:none;box-shadow:none;background:var(--surface-soft)}.section{padding:46px 0}.section+.section{padding-top:10px}.section-heading{justify-content:space-between;align-items:end;gap:20px;margin-bottom:20px;display:flex}.section-heading h2{letter-spacing:-.025em;margin:0;font-size:clamp(1.5rem,4vw,2.05rem)}.section-heading p{color:var(--muted);margin:5px 0 0}.grid{grid-template-columns:1fr;gap:14px;display:grid}.card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius);color:var(--text);padding:20px;text-decoration:none;display:block;box-shadow:0 3px 16px #17202a0a}.card:hover{border-color:#b7c9d8;transform:translateY(-1px)}.card h3{margin:2px 0 6px;font-size:1.08rem}.card p{color:var(--muted);margin:0;font-size:.94rem}.card .meta{color:var(--primary);text-transform:uppercase;letter-spacing:.07em;font-size:.78rem;font-weight:800}.page-shell{padding:24px 0 56px}.breadcrumbs{color:var(--muted);margin:4px 0 18px;font-size:.87rem}.breadcrumbs ol{flex-wrap:wrap;gap:6px;margin:0;padding:0;list-style:none;display:flex}.breadcrumbs li:not(:last-child):after{content:"/";color:#9aa4ae;margin-left:6px}.content-card{background:var(--surface);border:1px solid var(--line);max-width:850px;box-shadow:var(--shadow);border-radius:18px;padding:22px}.article-header{border-bottom:1px solid var(--line);margin-bottom:28px;padding-bottom:26px}.article-header h1{letter-spacing:-.04em;margin:0 0 14px;font-size:clamp(2rem,7vw,3rem);line-height:1.08}.lead{color:var(--muted);margin:0;font-size:1.12rem}.content-card section{margin:34px 0}.content-card h2{letter-spacing:-.02em;margin:0 0 13px;font-size:1.45rem;line-height:1.2}.content-card h3{margin-top:24px}.content-card p,.content-card li{color:#34404c}.content-card li+li{margin-top:7px}.fact-grid{grid-template-columns:1fr;gap:10px;margin-top:22px;display:grid}.fact-grid>div{background:var(--surface-soft);border:1px solid var(--line);border-radius:10px;padding:12px}.fact-grid span{color:var(--muted);margin-bottom:2px;font-size:.78rem;display:block}.fact-grid strong{font-size:.96rem}.safe-box,.warning-box{border-radius:12px;padding:18px}.safe-box{background:#f1f8f4;border:1px solid #cde4d5}.warning-box{background:#fff8ea;border:1px solid #efdca9}.steps{counter-reset:steps;padding:0;list-style:none}.steps li{min-height:34px;padding-left:42px;position:relative}.steps li:before{counter-increment:steps;content:counter(steps);background:var(--primary);color:#fff;border-radius:50%;place-items:center;width:28px;height:28px;font-size:.8rem;font-weight:800;display:grid;position:absolute;top:0;left:0}.faq-list details{border-top:1px solid var(--line);padding:14px 0}.faq-list details:last-child{border-bottom:1px solid var(--line)}.faq-list summary{cursor:pointer;font-weight:800}.related-grid{flex-wrap:wrap;gap:10px;display:flex}.related-grid a{border:1px solid var(--line);background:var(--surface-soft);text-transform:capitalize;border-radius:999px;padding:8px 12px;text-decoration:none;display:inline-block}.sources{border-top:2px solid var(--line);padding-top:26px}.sources ul{padding-left:18px}.source-note{background:var(--surface-soft);border-radius:10px;padding:12px;font-size:.9rem}.ad-slot{color:#7a8590;background:#fafbfc;border:1px dashed #b8c1ca;border-radius:10px;place-items:center;min-height:90px;font-size:.76rem;display:none}body[data-show-ad-placeholders=true] .ad-slot{display:grid}.index-layout{gap:20px;display:grid}.index-list{gap:10px;display:grid}.index-list a{background:var(--surface);border:1px solid var(--line);color:var(--text);border-radius:10px;padding:14px;text-decoration:none}.index-list a strong{display:block}.index-list a span{color:var(--muted);font-size:.9rem}.search-results{gap:12px;margin-top:22px;display:grid}.search-result{border:1px solid var(--line);background:#fff;border-radius:12px;padding:16px}.search-result a{font-size:1.08rem;font-weight:800}.search-result p{color:var(--muted);margin:6px 0 0}.search-status{color:var(--muted);margin-top:16px}.site-footer{color:#e7edf2;background:#18222c;margin-top:20px;padding:40px 0 22px}.footer-grid{gap:26px;display:grid}.site-footer p{color:#bac5cf;max-width:460px}.site-footer a{color:#dbe8f2;margin:7px 0;text-decoration:none;display:block}.site-footer strong{color:#fff}.footer-bottom{color:#9eacb8;border-top:1px solid #34414d;flex-direction:column;gap:5px;margin-top:30px;padding-top:18px;font-size:.84rem;display:flex}.notice{border:1px solid var(--line);background:var(--surface-soft);color:var(--muted);border-radius:10px;padding:14px 16px}.legal-placeholder{background:#fff8ea;border-left:4px solid #bd7b18;margin:18px 0;padding:13px 16px}@media 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